How to pay for a pool in Panama: payment schedule and Plan Separa

You pay for a pool in US dollars, and there are two ways to do it: a standard schedule with payments tied to the work, or Plan Separa, which lets you reserve with 10% and spread the rest over up to 12 months. We do not offer direct financing.

Prices are in US dollars

Panama uses the US dollar day to day, so our prices are in dollars. There is nothing to convert.

The standard schedule

Payments follow the progress of the job:

• 50% when you sign the contract
• 25% when the shell arrives at your property
• 20% when the equipment arrives at your property
• 5% at handover

The last payment comes after you have seen the finished pool. On delivery day we also show you how to use the equipment and hand over the manual and your written warranties.

The Nayara Autoportante, our above-ground pool, is simpler: 80% at signing and 20% on delivery.

Plan Separa

If you would rather spread the cost, Plan Separa works like this:

• You reserve with at least 10% of the price.
• You pay the rest over up to 12 months, monthly or every two weeks, whichever you prefer.
• The price is frozen from the day you sign up, even if the price list changes later.
• There is no interest.
• We install when you reach 80% paid.

Plan Separa applies to fiberglass pools, jacuzzis and slides. It does not apply to concrete pools, which are paid in stages set out in the contract.

One thing to keep in mind about timing

With the standard schedule, we deliver in 30 days at most from the day you sign. With Plan Separa, the installation date depends on when you reach 80%, so the 30 day clock does not start at signing. If you want the pool as soon as possible, the standard schedule is the faster route. More in how long it takes to install a pool in Panama.

If we are late on a standard contract, you get a discount of 1% of the balance for each day of delay.

What the price covers

For an in-ground pool, the price includes excavation, the shell, transport, placement, plumbing, a skimmer, a pool vacuum, a drainage pump, a 0.50 m tiled border, an LED light and a filter house with a pump, sand filter and timer. A heat pump is not included. Extras and a zone surcharge, if one applies, are discussed before you sign. For the full price list, see how much a pool costs in Panama.

Frequently asked questions

Can I pay for a pool in installments in Panama? Yes, with Plan Separa: at least 10% down, the rest over up to 12 months, with no interest and a frozen price.

When do you install under Plan Separa? When you have paid 80%.

Do you offer financing? No. We do not offer direct financing.

Does Plan Separa work for concrete pools? No. It applies to fiberglass pools, jacuzzis and slides.

What currency do I pay in? US dollars.

Talk to us

Tell us which model you are looking at and which way you prefer to pay, and we will put it together for you. We answer in English.

Message us on WhatsApp: +507 6337-5365